What happens to my HSA money when I die?

What happens to my HSA money when I die?

You have often wondered the question, what happens to my HSA money when I die? The simple answer is that it does not evaporate. There typically 3 ways that it will go...
1- You can designate a person that it would go to by talking to the financial institution that you current have your HSA through. Most of them have this as a feature when you setup the account, but all it takes is a phone call to the institution. 
2- The state will put it as a part of your "estate" when you pass away, they will look at your open accounts to see what they can "tax"
3- You can have it in your will and have your agent/power of attorney person, or some one else be able to push the account to someone like your kids or a designee for your estate. 

Other than that it does not evaporate or go away like a FSA account (use it or lose it), it stays as an account like a bank account.