What happens to HSA money?

What happens to my HSA money, when I die? What happens to my HSA money when I changes jobs?

We know that the title might seem a little and how it's phrased. However people type that exact question into Google everyday. 

In a short 1 minute video you can see what happens to your Heath Savings Account money when you die, or when you move jobs.

Like a bank account the HSA is treated almost exactly the same. When you die it is considered a part of your estate, and as such can be allotted to a beneficiary. Also the state can come after it as a tax entity as it will be "withdrawn" from it's intended purpose (unless the family it covers survives) to which that money still can be used for medical purposes. 

When you leave your job the HSA stays with you just like a bank account. Also if it is invested you'll be able to still use and keep that investment. However, if you do not have a High Deducible Health Plan you will not be able to add more funds to that HSA account.  See the video here at the break...